Assumer vs Kilo Code
An honest, side-by-side look at Assumer and Kilo Code by Kilo Code (acquired by Anaconda): where each one runs, which models it uses, how it handles tools and permissions, and what it costs.
Last checked October 2026. Facts about Kilo Code come from its official docs and pricing pages, linked below.
At a glance
| Feature | Assumer | Kilo Code |
|---|---|---|
| Made by | 4Born Solutions | Kilo Code (acquired by Anaconda) |
| Where it runs | Terminal, Desktop app, Web | IDE, Terminal, Web, Mobile |
| Open source | Built on OpenCode (MIT) | Yes (MIT); Kilo CLI is a fork of OpenCode |
| Models | Models run through the Assumer service; sign-in required (assumer login, device flow). |
500+ models from 60+ providers via Kilo Gateway, BYOK, free models, or local models via Ollama/LM Studio. |
| Bring your own API key | No | Yes |
| Local models | No | Yes |
| MCP support | Yes | Yes |
| Plan mode | Yes | Yes |
| Subagents | Yes | Yes |
| Rules file | Assumer.md (AGENTS.md and CLAUDE.md compatible) | AGENTS.md |
| Windows | Yes | Yes |
| Pricing | Free; paid from $20/mo | Free; paid from $15/user/mo |
Where each one shines
Choose Assumer if you want
- Spec-driven development built in: constitution, specify, plan, tasks, implement.
- Meetings: turns a meeting transcript into a development plan.
-
Many surfaces from one install: terminal TUI/CLI, headless server (
assumer serve), web UI (assumer web), ACP for editors such as Zed, plus a desktop app.
Choose Kilo Code if you want
- MIT-licensed with very broad model access and no markup on gateway usage.
- Code, Plan, Ask and Debug agents, with subagents via the task tool and parallel sessions in Agent Manager.
- Covers VS Code, JetBrains, CLI, cloud agents and PR code review.
Trade-offs to know
Assumer
- Requires sign-in; models run through the Assumer service rather than your own provider keys.
- Desktop downloads, the curl installer and Homebrew are coming soon; install today is via npm.
Kilo Code
- Task subagents share the working directory and do not isolate file edits (worktree isolation needs Agent Manager).
- Following the Anaconda acquisition, future integration plans have not yet been announced.
Pricing
Assumer
Free
Placeholder pricing
$0
Pro
Placeholder pricing
$20/mo
Max
Placeholder pricing
$100/mo
Team
Placeholder pricing
$40/user/mo
Enterprise
Placeholder pricing
Custom
Kilo Code
Free & Open Source
Inference billed separately
$0
Teams
Analytics, shared modes, central billing
$15/user/mo
Enterprise
SSO/SCIM, audit logs, SLA
Custom
Kilo Pass
Optional inference credits (Starter/Pro/Expert)
$19 / $49 / $199 per mo
Kilo Gateway
No markup; 5% fee on credit purchases
Provider rates
Frequently asked questions
Is Assumer a good alternative to Kilo Code?
Yes, if you want an AI coding agent for the terminal and desktop with plan and build agents, MCP servers, granular permissions, spec-driven development and meeting-to-plan workflows. If the Kilo Code strengths listed on this page matter most to your team, Kilo Code may be the better fit.
How much do Assumer and Kilo Code cost?
Assumer: Free; paid from $20/mo. Kilo Code: Free; paid from $15/user/mo. Prices change often, so check each pricing page before you buy.
Can I use my AGENTS.md rules with Assumer?
Yes. Assumer reads Assumer.md rules files and is compatible with AGENTS.md and CLAUDE.md. Kilo Code uses AGENTS.md.
Do Assumer and Kilo Code support MCP?
Assumer supports local and remote MCP servers. Kilo Code: yes.
Try Assumer alongside Kilo Code
Install the CLI in one command and run it on a real task in your own repository.
npm i -g @4born-solutions/assumer